Payment & health funds
nib No Gap dentist in Truganina
nib’s No Gap check-ups are only available at participating dentists, and Allura Dental in Truganina is one of them: a participating nib No Gap dentist and First Choice provider, for eligible nib Extras members (waiting periods and limits apply).
The nib logo is a trade mark of nib health funds limited, shown to identify the health fund. Allura Dental is an independent practice, not owned by or acting for nib.
A preferred provider dentist for nib members in Melbourne’s western suburbs
First Choice is the preferred provider network nib runs for dental, and Allura Dental in Truganina is part of it. Members come to us from across Melbourne’s west — Tarneit, Hoppers Crossing, Point Cook, Werribee, Williams Landing, Laverton, Altona, Deer Park, Caroline Springs and the Wyndham estates — because a preferred provider is where an nib Extras policy goes furthest.
Eligible nib Extras members can have a No Gap check-up here, subject to eligibility, waiting periods and annual limits, and agreed rates apply to a number of other common treatments. Check us on nib’s Find a Provider before you book.
How it works
How nib No Gap works at Allura Dental
Who can get a No Gap check-up at Allura Dental?
nib members whose Extras cover includes dental are eligible, subject to waiting periods, annual limits and service limits. You can check your cover and remaining limits in your nib member account or the nib App.
Is Allura Dental a participating nib No Gap dentist?
Yes. Allura Dental in Truganina is an nib First Choice provider offering No Gap check-ups to eligible members (waiting periods and limits apply), with agreed rates on some common treatments. You can also check nib’s Find a Provider.
What’s included
What nib’s No Gap list includes
For eligible nib members with Extras cover that includes dental (not DentalPass), a No Gap check-up at Allura Dental can include these items where clinically needed, subject to waiting periods and annual and service limits.
| ADA item | What it is |
|---|---|
| 011 | Comprehensive examination, such as at a first visit |
| 012 | Periodic examination: the routine check-up exam |
| 013 | Limited examination of one problem |
| 014 | Consultation about a specific problem |
| 015 | Extended consultation, 30 minutes or longer |
| 022 | Intraoral X-ray, per image, such as a bitewing |
| 037 | Panoramic (OPG) X-ray of the whole mouth |
| 111 | Plaque and stain removal, when a full scale and clean isn’t needed |
| 114 | Scale and clean, first appointment |
| 115 | Scale and clean, follow-up appointment |
| 121 | Fluoride treatment |
One thing we add ourselves: intraoral photos (ADA item 072) are not on nib’s No Gap list. We take them wherever they are clinically useful — for every patient, whatever fund they are with and whether or not they are claiming anything — claim them against general dental cover where there is any, and don’t chase the difference. They are how you see what your dentist sees, on screen, rather than taking our word for it.
If your dentist recommends anything outside nib’s No Gap list, we’ll give you a quote before we go ahead.
What your nib Extras pays, and where
nib sets this out on its own site, and the difference between one dentist and another is larger than most members realise. In nib’s words:
- A dentist outside the First Choice network — “you’ll receive a set benefit for each eligible service. As dentists outside the First Choice network set their own fees, your out-of-pocket cost will depend on what they charge.”
- A First Choice dentist — “a percentage of the provider’s fee back on eligible services up to your annual limits”, plus agreed rates on common treatments.
- A First Choice dentist who offers No Gap check-ups — nib pays the full agreed price for an included preventive check-up, for eligible members, up to two a year, with waiting periods and annual limits still applying.
Allura Dental in Truganina is in that third group, for eligible members and subject to waiting periods and annual limits. nib’s own Find a Provider marks it on a practice’s listing, and not every First Choice practice carries that marking — it is worth checking before you book anywhere.
nib says an included check-up covers the examination, the scale and clean, fluoride, and diagnostics where clinically required, including bitewing and panoramic X-rays. We add intraoral photos on top of that, for every patient whatever fund they are with.
In nib’s words: eligible members get “100% back on preventative dental check-ups” at a participating No Gap provider, subject to waiting periods and annual limits — up to two check-ups a year.
nib defines an agreed rate as “a set price agreed upon by nib and your healthcare provider for certain services or treatments”. Those agreed rates are why a First Choice practice can stretch an annual limit further than a set benefit at a dentist outside the network — the price itself is fixed in advance, not just the rebate.
Source: nib, “nib No Gap dental” (nib.com.au), checked 7 October 2026. Benefits depend on your policy, your waiting periods and your remaining annual limits — check your own cover with nib.
Health insurance brands
Brands whose cover nib issues
Eligible members of these brands, whose health insurance nib issues, can also use First Choice at Allura Dental; your insurer’s own terms and No Gap list apply:
With one of those brands on your card? What it means that nib issues your cover.
Brand names and logos are trade marks of their owners, shown only to identify eligible insurers; no endorsement is implied.
From 1 October 2026, nib says members on some nib policies, and on some policies from brands nib issues, get a set dollar benefit per eligible service at dentists outside the First Choice network. At Allura Dental, as a First Choice provider, those members keep percentage-based benefits, and No Gap where eligible.
Book Your Visit
Book your check-up in Truganina
Bring your health fund card and we check your cover through HICAPS when you arrive. Open Monday to Friday 9:00am – 6:00pm and Saturday 9:00am – 4:00pm, at 22 Bradshaw Street, Truganina VIC 3029.
Our nib status covers our one clinic in Truganina, wherever you live. Patients come to us from across Melbourne’s west, including Tarneit, Williams Landing, Point Cook, Hoppers Crossing, Werribee, Wyndham Vale, Deanside and Mt Atkinson.
Questions
nib No Gap dentist FAQs
Is Allura Dental a participating nib No Gap dentist in Truganina?
Yes. Allura Dental, at 22 Bradshaw Street, Truganina VIC 3029, is a participating nib No Gap dentist and First Choice provider, for eligible nib Extras members. You can also check nib’s Find a Provider before you book.
What can a No Gap check-up include for eligible nib members at Allura Dental?
Subject to waiting periods and annual and service limits, it can include an examination or consultation (011–015), X-rays (022, 037), a scale and clean (114, 115) or plaque and stain removal (111), and fluoride (121), each where clinically needed. If your dentist recommends anything else, we give you a quote first.
Is my Qantas, AAMI, Apia, Suncorp, ING, Real, Australian Seniors or GU Health cover part of First Choice?
Generally, yes. nib issues health insurance for these brands, so eligible members with Extras cover that includes dental can use First Choice at Allura Dental in Truganina. Your insurer’s own terms and No Gap list apply, so check with your insurer before you book.
How do I check my nib cover before I book?
Log in to your nib member account or the nib App to see your Extras cover, waiting periods and remaining limits, then check nib’s Find a Provider. Or bring your health fund card and we check your cover on the spot through HICAPS.
Can I book my nib No Gap check-up online?
Yes, if you’re an eligible nib Extras member (waiting periods and limits apply). Book online or call us, bring your health fund card, and we check your cover on the spot through HICAPS.
What’s changing with nib’s dental benefits on 1 October 2026?
nib says that from 1 October 2026, members on some nib policies, and on some policies from brands nib issues, get a set dollar benefit per eligible service at dentists outside the First Choice network. At a First Choice provider such as Allura Dental in Truganina, they keep percentage-based benefits and No Gap where eligible. Annual limits don’t change either way. See nib’s dental benefit changes page to check your policy.
Do nib members pay less for other treatment?
Sometimes. Agreed rates apply to some common treatments for eligible nib members at Allura Dental, and your Extras benefit is paid in line with your cover and limits. We give you a quote before any treatment.
This page summarises nib’s public terms, checked on 13 September 2026; nib’s terms apply and can change. See nib’s No Gap dental and First Choice dental network pages. Allura Dental in Truganina is an independent practice, not owned by or acting for nib or any insurer named on this page, and not an nib Dental Care Centre.